An uncompromising, visionary architect struggles to maintain his integrity and individualism despite personal, professional and economic pressures to conform to popular standards.
George Bailey has spent his entire life giving of himself to the people of Bedford Falls. He has always longed to travel but never had the opportunity in order to prevent rich skinflint Mr. Potter from taking over the entire town. All that prevents him from doing so is George's modest building and loan company, which was founded by his generous father. But on Christmas Eve, George's Uncle Billy loses the business's $8,000 while intending to deposit it in the bank. Potter finds the misplaced money, hides it from Billy, and George's troubles begin.
Kris Kringle, seemingly the embodiment of Santa Claus, is asked to portray the jolly old fellow at Macy's following his performance in the Thanksgiving Day parade. His portrayal is so complete many begin to question if he truly is Santa Claus while others question his sanity.
Don Birnam, a long-time alcoholic, has been sober for ten days and appears to be over the worst... but his craving has just become more insidious. Evading a country weekend planned by his brother and girlfriend, he begins a four-day bender that just might be his last - one way or another.
When a US Naval captain shows signs of mental instability that jeopardizes the ship, the first officer relieves him of command and faces court martial for mutiny.